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Mortgage & Protection Services



First time buyers

Buying your first home is an exciting time but for many it can be very daunting process. Our experienced advisers will hold your hand through the process every step of the way.

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There are many reasons to remortgage :

  • If your current mortgage deal is coming to an end and your rate is about to increase.
  • You want to do some home improvements and want to release some of your equity.
  • If you have a lot of debt and would like to reduce your monthly outgoings.
  • Or you may just want to reduce the term of your mortgage by searching for a better deal, you could potentially save yourselves thousands of pounds over the life of your mortgage, saving you money on monthly payments.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage
You may have to pay an early repayment charge to your existing lender if you remortgage.


Moving Home

Moving can be a stressful time so let our advisers take care of everything for you.

Will provide you with the information to enable you to understand how much you can borrow

We will explore all of your options for you to ensure you get the right advice

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Buy to let

Looking to invest?

  • 1st time landlord or an experienced landlord, we can help you get the right product for your needs
  • Ltd Company Buy to Let

We will provide you with the advice to get you the right product, Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

Right to buy

Right to Buy is a government backed mortgage scheme designed to help your client buy the home they currently rent at a discounted price.

We are supporting Right to Buy with a range of mortgages.

We can advise on which lenders will assist you with this purchase

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Help to buy

The government has created the Help to Buy schemes including H2B Shared Ownership and H2B Equity Loan to help many people take steps to buy your own home.

Help to Buy: Equity Loan is open for first time buyers only from the 1st April 2021 to the 1st March 2023 and makes it possible to buy a home with just a 5% deposit whilst

Help to Buy: Shared Ownership deposits are typically much lower than buying traditionally.


We are here to help you protect the things that are important to you. We want to make sure that your home and income are secure for you and your family if you are unable to work due to sickness/accident, diagnosed with a specified critical illness or suffer a premature death.

You may have existing protection cover in place and in this case we will undertake a review to ensure that your level of protection is adequate and appropriate and that your premiums affordable as your personal or family circumstances may have changed since taking out your policy(s).

As with all insurance policies, conditions and exclusions will apply.

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Life insurance is commonly used to protect a mortgage. Where used for this purpose it is set up to pay-out a lump sum payment to repay a mortgage in full if the policy holder dies within the term of the policy.

An income protection policy typically pays out up to 65% of your salary as a tax free regular monthly income if you are unable to work due to sickness or an accident. It will give you peace of mind that having a regular on-going income will be received to help you maintain your current lifestyle and pay your mortgage, meaning that you don’t have to return to work until you are fit to do so or your given benefit period expires.

This cover can be used to protect your mortgage, income and lifestyle against the financial consequences of you suffering a defined critical illness such as a heart attack, stroke or cancer during the term of your policy.

This insurance cover is designed to provide a monthly tax-free income to the household if a policy holder dies during the term of the plan. The income will remain for the rest of the term, typically until children are no longer dependent, making sure that the family you leave behind are able to sustain their current lifestyles

Your home may be repossessed if you do not keep up repayments on your mortgage

Contact us today for a free no obligation quotation on

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